Sat. Nov 23rd, 2024

Choosing A Home Warranty

If you plan to buy a new or pre-owned home, or currently own a home, there is always a chance that your systems and appliances will break down. The expensive repairs and replacements can take a terrible toll on your budget if you lack coverage. Because homeowners insurance is limited in what it will cover, an ARW home warranty could be a real money saver.

A home warranty is a protection plan that covers the cost of servicing your home devices covered under the plan that break down due to normal wear and tear. However,  it can become confusing choosing a home warranty. Therefore, to make choosing a plan easier, below you will find a list of tips to get the best possible ARW home warranty plan.

  1. Home Warranty that meets your Home Requirements

Before you begin searching for warranty protection plans, create a list of home assets you want covered in a home warranty plan. For instance, find out if there are older devices and appliances that are likely to require repairs due to breakdown from normal wear and tear. As well, check major systems like the air conditioner, plumbing, water heater, and furnace. You may want these items in your warranty coverage.

  1. Home Warranty Companies that Meet your Requirements

It pays to compare home warranty companies. Create a list of the companies that can fulfil your requirements. Then, look at their plans, prices, what they cover, terms and conditions, exclusions, and services. Read their reviews and ratings provided by Home Warranty Reviews. As well, ask family, friends, and neighbours who have bought home warranties. Find out about the companies that provide services in your area; their local contractors, their plans, and pricing. Once you have narrowed the list down to just a few providers, ask for free quotes. You can easily get free quotes from the companies by submitting a request using their online quote form or by telephone.

  1. Factors Essential to your Home Warranty Selection

There are important factors to consider before making your home warranty decision, including:

Service Area: Does the company operate in your area and do they have local tech service providers?

Coverage: Not all home warranty coverage is equal. Home warranty coverage varies because companies offer different types of plans. However, most companies offer standard coverage for the following major systems and appliances. This can include, but is not limited to: 

Central air conditioning and heating

Interior electrical

Plumbing

Water heater

Range/Oven/Cooktop

Refrigerator

Dishwasher

Washer and Dryer

Garage door opener

Ceiling fans

Plus more…

You can also get optional add-ons with your base plan to help you build the plan that best fits your needs. For instance:

Food Spoilage

Well Pump

External Water or Sewer Lines

Ice-maker

Plumbing System

Water Heater

Additional Refrigerator or Freezer

Additional Range/Oven/Cooktop

Clothes Washer & Dryer

Additional Air Conditioner

Built-in Microwave

Pool & Spa

And More!

The Value of A Good Home Warranty Plan

The overall cost of a home warranty depends on the selected plan, optional add-ons, and where you reside. Repair service quality is a must. Some home warranty companies offer labour guarantees for a specified period. Along with that guarantee, they may give specified days repair guarantee or lifetime guarantee on parts. Research the details of the home warranty plan that you are considering buying. Most companies assign qualified local repair contractors to diagnose issues. If you have filed an emergency claim, a contractor may contact you in 24 hours. You can get more specific information regarding claims in your service contract. As well, a quality home warranty company offers 24/7 customer support services, via online claim forms to submit and also by telephone. 

Before choosing an ARW home warranty, take your time and carefully read the contract details to understand what’s being offered. At ARWHome, we are a one-stop shop providing coverage not only for major home appliances and systems, but also for new and existing home and computing entertainment products. Homeowners can pick and choose which home appliances and systems they want covered in their plan. There are no long-term contracts so you may hold a policy for as little or for as long as you would like. If you have home insurance, buying a home warranty plan is an extra layer of protection.

About Author